The Community Reinvestment Act "CRA", passed by Congress in 1977, encourages financial institutions to help meet their communities' needs - through safe and sound lending practices and by providing retail banking and community development services.

An amendment to the Community Reinvestment Act in 1990 requires that each bank's CRA rating be made public. Accordingly, banks and thrifts must maintain a public CRA file that contains the public section of their most recent CRA Performance Review, a list of services and branches, written comments from the public, and certain other information.

In addition, banks must post a notice in their lobbies that describes the purpose of the Community Reinvestment Act. This notice also explains that the public has a right to review the bank's CRA file and to make written comments about the bank's CRA performance. Also, the notice provides the name of the federal regulator of the bank and states whether the bank is owned by a holding company.

If you have any questions or would like copies of Colonial's Public File please contact Heather Guidry​, VP, Fair Lending Manager and CRA Officer​

The following document and attachments comprise the updated CRA Public File for Colonial Savings, F.A. for the year 2019.

Bank Profile & List of Branch Locations


List of Branches Opened and Closed​ ​


List of Services at Branches​


CRA Performance Evaluation​


Map of the Assessment Area​


CRA Disclosure Statement​


Loan-to-Deposit Ratio​


Public Comments & Letters of Appreciation ​

  1. Housing Opportunities of Fort Worth, Inc.
  2. Safe Haven
  3. Ryan Family YMCA of Metropolitan Fort Worth
  4. Tarrant Area Food Bank
  5. Tarrant Area Food Bank
  6. Easterseals North Texas
  7. Optimist Club of Fort Worth
  8. Center for Transforming Lives
  9. The Salvation Army
  10. Fort Worth Independent School District
  11. MBA Opens Doors Foundation
  12. Stripling Middle School
  13. United Way of Tarrant County
  14. MBA Opens Doors Foundation
  15. Customer Letter
  16. MBA Opens Doors Foundation
  17. Easterseals North Texas
  18. Boys & Girls Clubs of Greater Fort Worth
  19. Forest Oak Middle School
  20. United Way of Tarrant County​​
  21. Boys & Girls Clubs of Greater Fort Worth
  22. SafeHaven
  23. Junior Achievement of the Chisholm Trail, Inc.
  24. Christmas in Action
  25. SafeHaven
  26. Bruce Shulkey Elementary School - FWISD
  27. Center for Transforming Lives
  28. Samaritan House
  29. Housing Opportunities of Fort Worth, Inc.
  30. MBA Opens Doors Foundation
  31. American Red Cross
  32. MBA Opens Doors Foundation
  33. MBA Opens Doors Foundation
  34. Optimist Club of Fort Worth
  35. United Way of Tarrant County
  36. Hendrick Scholarship Foundation
  37. Boys & Girls Clubs of Greater Tarrant County
  38. Boys & Girls Clubs of Greater Tarrant County
  39. Center for Transforming Lives​
  40. Samaritan House
  41. New Hope Education, ​Inc
  42. The Women's Center
  43. United Way of Albany County
  44. Samaritan House
  45. Optimist Club of Fort Worth
  46. Boy Scouts
  47. CASA
  48. Center for Transforming Lives
  49. Housing Opportunities of FW
  50. Ryan Family YMCA
  51. African Youth Harvest Foundation
  52. Center for Transforming Lives
  53. Christmas in Action
  54. Cleburne Education Foundation
  55. JA Chisholm Trail
  56. The Ladder Alliance
  57. The Women's Center
  58. Trinity Habitat For Humanity
  59. Southern Dallas Progress' March 30, 2021 Comment Letter
  60. Colonial Savings, F.A.'s March 30, 2021 Response



Donations (with photos) and listing of Agencies given Grant Awards

  1. List of FWISD Schools Free or Reduced Lunch Program 2016
  2. Fort Worth Samaritan House
  3. Donation to Housing Opportunities of Fort Worth
  4. Center for Transforming Lives Donation
  5. Salvation Army & Optimist Club of Fort Worth Donation
  6. One Safe Place & MBA Opens Doors Donations
  7. Back to School Supply Drive Donations
  8. Colonial Donates Back to School Supplies
  9. SafeHaven Donation
  10. Tarrant Area Food Bank Donation
  11. Junior Achievement of the Chisholm Trail
  12. Salvation Army and The Center for Transforming Lives
  13. United Way Donations
  14. The Boys & Girls Club and Optimist Club
  15. Joe's Run and Samaritan House - Community Storehouse
  16. Colonial Donations 2018
  17. Women's Center of Tarrant County Donation



Photos of Community Service Activities


​​HMDA Disclosure Statements