The Community Reinvestment Act "CRA", passed by Congress in 1977, encourages financial institutions to help meet their communities' needs - through safe and sound lending practices and by providing retail banking and community development services.
An amendment to the Community Reinvestment Act in 1990 requires that each bank's CRA rating be made public. Accordingly, banks and thrifts must maintain a public CRA file that contains the public section of their most recent CRA Performance Review, a list of services and branches, written comments from the public, and certain other information.
In addition, banks must post a notice in their lobbies that describes the purpose of the Community Reinvestment Act. This notice also explains that the public has a right to review the bank's CRA file and to make written comments about the bank's CRA performance. Also, the notice provides the name of the federal regulator of the bank and states whether the bank is owned by a holding company.
If you have any questions or would like copies of Colonial's Public File please contact Heather Guidry, VP, Fair Lending Manager and CRA Officer.
The following document and attachments comprise the updated CRA Public File for Colonial Savings, F.A. for the year 2019.
Bank Profile & List of Branch Locations
List of Branches Opened and Closed
List of Services at Branches
- Services and List of Branches
- Business Checking
- Business MasterCard
- Colonial Homebuyer Assistance Program
- Colonial Protect
- Consumer Guide to Construction Financing
- Consumer MasterCard
- GoColonial.com
- Mobile Check Deposit
- Mortgage Payments Made More Convenient
- Online and Mobile Banking
- Personal Checking
- Safe Deposit Boxes
- Single Close Construction Loans
- Small Business
- Statement of Condition
- Your Guide to Preventing and Maintaining Overdraft Fees
CRA Performance Evaluation
Map of the Assessment Area
CRA Disclosure Statement
Loan-to-Deposit Ratio
Public Comments & Letters of Appreciation
- Southern Dallas Progress' March 30, 2021 Comment Letter
- Colonial Savings, F.A.'s March 30, 2021 Response
- Boy Scouts of America
- CASA
- Christmas in Action
- Cleburne Education Foundation
- The Center for Transforming Lives-1
- The Center for Transforming Lives-2
- The Center for Transforming Lives-3
- Trinity Habitat for Humanity
- Housing Opportunities of Fort Worth
- Junior Achievement
- Ryan Family YMCA
- Safe Haven
- The Ladder Alliance
- YWLA
- Southern Dallas Progress' May 10, 2021 Comment Letter
- Colonial Savings, F.A.'s May 10, 2021 Response
- Message From Center for Transforming Lives
- Frisco Family Services Thank You Letter
- MBA Open Doors Thank You Letter
- JA Chisholm Trail Thank You Letter
- Stripling Middle School Thank You Letter
- Frisco Family Services Thank You Letter
- Housing Opportunitites of FW Thank You Letter
- Ryan Family YMCA Thank You Letter
- DRC Solutions Thank You Letter
- Cleburne Education Foundation Thank You Letter
- DRC Solutions Thank You Letter
- Samaritan House Thank You Letter
- SafeHaven Donation Thank You Letter
- Center for Transforming Lives Thank You Letter
- The Women's Center Thank You Letter
- Center for Transforming Lives Thank You Letter - 2021
- MBA Open Doors Thank You Letter for 2021 Donations
- Salvation Army Thank You Letter - 2021
- JA Chisholm Trail Donation Thank You Letter - February 8, 2022
- Optimist Club Thank You - February 2022
- NTCF Thank You Letter - March 8, 2022
- FWISD - Bruce Shulkey Elementary Thank You Letter - March 2022
- Center for Transforming Lives - Thank You Letter - March 8, 2022
- The Women's Center of Tarrant County - Thank You Letter - March 2022
- Trinity Habitat for Humanity Thank You Letter - June 2022
- Center for Transforming Lives Thank You Letter - July 2022
- Stripling Middle School Thank You Note - August 2022
- YWLA Donation Thank You Letter - September 2022
- DRC Thank You Letter - September 2022
- MBA Opens Doors Foundation Thank You - September 2022
- Southern Dallas Progress - Complaint Against Colonial Savings - October 2022
- Colonial Savings Response to Southern Dallas Progress - October 2022
- Southern Dallas Progress - Discrimination Compliant against Colonial Savings - October 2022
- Response to OCC Regarding Southern Dallas Progress Complaint - October 2022
- DRC Solutions Thank You - October 2022
- Housing Opportunities of Fort Worth Thank You - October 2022
- SafeHaven Thank You - October 2022
- Cleburne Education Foundation Thank You - November 2022
- Ryan Family YMCA Thank You - November 2022
- Austin Habitat for Humanity Thank You - December 2022
- Christmas in Action Thank You - December 2022
- The Salvation Army Thank You - December 2022
Donations (with photos) and listing of Agencies given Grant Awards
- List of FWISD Schools Free or Reduced Lunch Program 2016
- Fort Worth Samaritan House
- Donation to Housing Opportunities of Fort Worth
- Center for Transforming Lives Donation
- Salvation Army & Optimist Club of Fort Worth Donation
- One Safe Place & MBA Opens Doors Donations
- Back to School Supply Drive Donations
- Colonial Donates Back to School Supplies
- SafeHaven Donation
- Tarrant Area Food Bank Donation
- Junior Achievement of the Chisholm Trail
- Salvation Army and The Center for Transforming Lives
- United Way Donations
- The Boys & Girls Club and Optimist Club
- Joe's Run and Samaritan House - Community Storehouse
- Colonial Donations 2018
- Women's Center of Tarrant County Donation
Photos of Community Service Activities
- Western Hills Elementary School
- NAMMBA
- Junior Achievement
- Colonial Employees attend 2017 NAHREP
- Colonial in the Community 2017
- 25th Annual Legacy of Women Awards
- Free Homebuyer Seminar on Renovation Loans
- Colonial employees attend 2018 NAHREP Conference
- City of Fort Worth 15th Annual Housing
- Colonial in the Community 2018
- TrimbleTech High School
- Optimist Club of Fort Worth Newsletter
HMDA Disclosure Statements