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Home Equity Lines of Credit

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​Your key to cash may be right under your roof.

Use a Colonial Home Equity Line of Credit in Texas to:

  • ​Consolidate and pay off high interest credit card debt

  • Purchase large ticket items such as a car, furniture or wedding expenses

  • Remodel your home: add a pool, renovate your kitchen or add a bath

  • The choice is yours! Use the funds as you wish.​


Home Equity Line of Credit – Now offered anywhere in Texas

  • $20,000 - $200,000

  • Max LTV = 80% of total liens, line amount cannot exceed 50% of home value

  • 700 minimum FICO

  • No closing costs

  • Rate is WSJ prime floating, adjusting quarterly

  • 10 years interest only, followed by 15 years amortization (25 years)

  • Available for any purpose

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Have Questions?

We are here to answer any questions you may have about our Home Equity Lines of Credit. Simply click below to fill out a quick form and someone will be in touch with you right away. 

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Rates and terms subject to change without notice. This is not a firm offer or notice of pre-approval. All applicants are assessed following a completed application and request for credit. All loans subject to credit approval and underwriting.​​

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