Your key to cash may be right under your roof.

Use a Colonial Home Equity Line of Credit in Texas to:

  • Consolidate and pay off high interest credit card debt

  • Purchase large ticket items such as a car, furniture or wedding expenses

  • Remodel your home: add a pool, renovate your kitchen or add a bath

  • The choice is yours! Use the funds as you wish.


Home Equity Line of Credit – Now offered everywhere in Texas

  • $20,000 - $150,000

  • Max LTV = 80% of total liens

  • 720 minimum FICO

  • Administrative fee of $500 (No other closing costs)

  • Rate is WSJ + 0.50%, adjusting quarterly

  • 10 years interest only, followed by 15 years amortization (25 years)

Ready to Apply?



Have Questions?

We are here to answer any questions you may have about our Home Equity Lines of Credit. Simply click below to fill out a quick form and someone will be in touch with you right away. 




Rates and terms subject to change without notice. This is not a firm offer or notice of pre-approval. All applicants are assessed following a completed application and request for credit. All loans subject to credit approval and underwriting.