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​​​Community Reinvestment Act Public File

​​The Community Reinvestment Act "CRA", passed by Congress in 1977, encourages financial institutions to help meet their communities' needs - through safe and sound lending practices and by providing retail banking and community development services. 

An amendment to the Community Reinvestment Act in 1990 requires that each bank's CRA rating be made public. Accordingly, banks and thrifts must maintain a public CRA file that contains the public section of their most recent CRA Performance Review, a list of services and branches, written comments from the public, and certain other information. 

In addition, banks must post a notice in their lobbies that describes the purpose of the Community Reinvestment Act. This notice also explains that the public has a right to review the bank's CRA file and to make written comments about the bank's CRA performance. Also, the notice provides the name of the federal regulator of the bank and states whether the bank is owned by a holding company. 

If you have any questions or would like copies of Colonial's Public File, please contact Robert Turner, CRA Officer​

The following document and attachments comprise the updated CRA Public File for Colonial Savings, F.A. for the year 2016.

Bank Profile & List of Branch Locations


List of Branches Opened and Closed​ ​


List of Services at Branches​


CRA Performance Evaluation​


Map of the Assessment Area​


CRA Disclosure Statement​


Loan-to-Deposit Ratio​


Public Comments & Letters of Appreciation ​

  1. Customer Letter
  2. Customer Letter
  3. Award Program
  4. MBA Hall of Honor
  5. Housing Opportunities of Fort Worth
  6. Burton Hill Elementary
  7. DeZavala Letter
  8. Starry
  9. Round Rock Area Serving Center
  10. Center for Transforming Lives
  11. LiftFund
  12. Meals on Wheels Inc of Tarrant County
  13. Community Enrichment Center
  14. Starry
  15. Boys and Girls Clubs of Greater Fort Worth
  16. The Salvation Army
  17. Boys and Girls Clubs of Arlington
  18. AIDS Outreach Center
  19. Center for Transforming Lives
  20. CitySquare
  21. Presbyterian Night Shelter
  22. Boys and Girls Clubs of Greater Fort Worth
  23. SafeHaven
  24. SafeHaven
  25. The Salvation Army
  26. United Way Tarrant
  27. Austin Tenants' Council
  28. Center for Transforming Lives
  29. Samaritan House - Joe's Run
  30. Boys & Girls Clubs of Greater Fort Worth
  31. Junior Achievement
  32. Center for Transforming Lives
  33. Salvation Army
  34. Boys & Girls Clubs of Greater Fort Worth
  35. YMCA of Metropolitan Fort Worth
  36. Trimble Tech High School
  37. 6 Stones
  38. Housing Opportunities of Fort Worth, Inc.
  39. Safe Haven
  40. Ryan Family YMCA of Metropolitan Fort Worth
  41. Tarrant Area Food Bank
  42. Tarrant Area Food Bank
  43. Optimist Club of Fort Worth
  44. Center for Transforming Lives
  45. The Salvation Army
  46. Fort Worth Independent School District
  47. Open Doors Foundation
  48. Stripling Middle School



Donations (with photos) and listing of Agencies given Grant Awards



Photos of Community Service Activities


​​HMDA Disclosure Statements 


​Let's get social.



© Copyright 1997-2018 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

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