What can we help you with?

Skip Navigation LinksPersonalBanking-ColonialProtect

Skip Navigation LinksGo Colonial > Colonial Protect

​​​Colonial Protect

Colonial Protect

Colonial Protect does just that, it protects your account from unexpected overdrafts with a special line of credit that you pay back each month. Never bounce a check again with this revolving loan.  

It's simple!

When your checking account is presented with a check for payment in excess of your balance, funds are advanced to your account in $100 increments up to your available credit line. The total amount of your credit will depend upon qualification standards applied when you open your account.


See it with your statement

Each month you will receive a Colonial Protect activity summary with your checking account statement. If you have a balance, your minimum payment is 10% of your outstanding balance, or $25, whichever is greater. You may also check your Colonial Protect activity with online banking.  



You may pay your minimum payment, or any amount greater than that. If you do not pay by the due date shown on the statement, the minimum payment will be automatically deducted from your account.  



Colonial Protect is a revolving loan, therefore you may reuse your loan as often as you wish. 


Apply Now

​Get started today!

Apply Now​

© Copyright 1997-2020 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

Privacy Policy Equal Housing Lender FDIC
NMLS 401285
Colonial Banking Home Loans and Insurance logo

Business Address: 2600 West Freeway, Fort Worth, Texas, 76102, US
Tel: 817-390-2380 | Email: csmarketing@colonialsavings.com.
Business hours are and
Colonial Rated 3.9 / 5 based on 115 reviews.