Attention Mortgage Customers:
We realize there is uncertainty related to the spread of the Coronavirus and that some of you may face financial challenges. If COVID-19 has impacted your ability to make your mortgage payment, we are here to help. Please call us at 800-937-6303 or 800-937-6002 or you can send a secure message through our website at and one of our dedicated specialists will assist you.  Read More From Colonial ➔

3% Down Loan

Our newest loan program, the 3% down payment loan allows first-time home buyers to only put a 3% down payment towards the purchase of a home.

  • 3% down payment
  • Low fixed rate
  • Gift funds for down payment or reserves okay
  • Owner-occupied only
  • Homebuyer education may be required
  • Private mortgage insurance (PMI) will be required