FHA Loans

FHA loans are designed for low- to moderate-income applicants who are typically unable to make a large down payment by allowing homebuyers to borrow up to 96.5% of the value of the home.

  • Issued by federally qualified lenders
  • Insured by the Federal Housing Administration (FHA)
  • Designed for low- to moderate-income applicants who are typically unable to make large down payments
  • All levels of income accepted
  • Allow homebuyers to borrow up to 96.5% of the value of the home
  • 3.5% down payment requirement can come from gifts or grants, making these loans popular with first-time buyers
  • Loans are assumable, meaning they can be transferred to the next buyer of a home

 

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