Colonial's 1% Down Loan Program - Dallas - Fort Worth

Though a few things have changed since we first opened our doors more than 70 years ago, one thing has not: Our commitment to creating equitable and sustainable homeownership opportunities for all.

Our 1% Down Loan Program provides affordable financing for home purchases for low and moderate-income homebuyers. The benefits include a 1% down payment with flexible down payment funds eligibility and no mortgage insurance.*

Dallas - Eligible Zip Codes

75223 75203 75253 75146
75227 75215 75180 75172
75216 75217 75125 75159
75241 75134 75141 75149


Fort Worth- Eligible Zip Codes

76103 76112 76115 76140
76105 76119 76134 76104





*Payments terms for a loan amount of $247,500, on a 30-year term with a Note rate of 7.625% and APR of 7.787% would be $1,751.79. Taxes and insurance not included. Interest Rate and annual percentage rates (APRs) are hypothetical and based on a credit score of 620 at our current pricing as of 02/27/2023. Hypothetical scenarios are meant to be for informational purposes only. Rates and terms are subject to change based on property type, occupancy type, loan-to-value ratio, credit score and other variables. Rates and terms subject to change without notice. This is not a firm offer of credit, or a pre-approval. All applicants are assessed following a completed application. Colonial National Mortgage is a division of Colonial Savings, F.A. NMLS 401285.