Please be prepared to provide copies of these documents at the time of your application:

  • Pay stub: 2 pay periods per borrower
  • W-2 statements: 2 years per borrower
  • Bank statements: 2 months per borrower. Please include savings and checking accounts with all pages, account numbers and balances.
  • Investment accounts: 2 most current statements with the same information as above.
  • Driver’s license: 1 copy for each borrower
  • Social Security Card: 1 copy for each borrower
  • Residence address for the last 7 years
  • Employment: Name and address of each employer for the last 3 years
  • Self-employed: 2 years of personal and business tax returns
  • Commissioned employee: 2 years of personal and business tax returns
  • Divorced within the last 5 years: please provide the divorce decree
  • Bankruptcy: within the last 7 years, please provide the discharge papers
  • Real estate owned: address, account number, balance, rental information, homeowner’s insurance and HOA dues
  • Bonus/Commission: proof for a minimum of 2 years
  • Appraisal: Colonial National Mortgage will need a check in hand prior to ordering the appraisal

Additional Items Required for Refinance or Home Equity Loans: 

  • Survey — accurate copy needed for all loans HUD statement
  • Deed of Trust
  • Home owner’s insurance declaration page
  • Property tax bill or receipt

Video: Colonial's New Online Mortgage Application​