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 Personal Loans

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​Colonial offers competitive rates and terms with an easy application process, plus a few features and perks those out-of-town guys can't offer. We're local, we're experienced and we're more than ready to help.

Loans for All Your Needs

  • Personal loans
  • Personal lines of credit
  • Home equity loans
  • Home equity lines of credit
  • Auto, boat and recreational vehicle loans

Features and Perks

  • Reduced rates on loans when you have a certificate of deposit with Colonial
  • Competitive rates
  • Flexible repayment terms
  • Fixed monthly payments
  • No pre-payment penalties
  • Unsecured loans are available

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Home Equity Loans

  • $20,000 - $200,000
  • Max LTV = 80%
  • 700 minimum FICO
  • No closing costs to $100,000 unless appraisal is required
  • Title Policy and Title closing fees required when loan is above $100,000
  • 43% maximum DTI
  • Amortizing loan up to 15 years
  • Available for any purpose

 Apply Now

 


 

Home Equity Line of Credit – Now offered anywhere in Texas

  • $20,000 - $200,000
  • Max LTV = 80% of total liens, line amount cannot exceed 50% of home value
  • 700 minimum FICO
  • No closing costs
  • Rate is WSJ prime floating, adjusting quarterly
  • 10 years interest only, followed by 15 years amortization (25 years)
  • Available for any purpose

Learn More

Apply Now

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© Copyright 1997-2017 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

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