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 Home Equity Lines of Credit

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​Your key to cash may be right under your roof.

Use a Colonial Home Equity Line of Credit in Texas to:

  • ​Consolidate and pay off high interest credit card debt

  • Purchase large ticket items such as a car, furniture or wedding expenses

  • Remodel your home: add a pool, renovate your kitchen or add a bath

  • The choice is yours! Use the funds as you wish.​


Home Equity Line of Credit – Now offered anywhere in Texas

  • $20,000 - $200,000

  • Max LTV = 80% of total liens, line amount cannot exceed 50% of home value

  • 700 minimum FICO

  • No closing costs

  • Rate is WSJ prime floating, adjusting quarterly

  • 10 years interest only, followed by 15 years amortization (25 years)

  • Available for any purpose

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Have Questions?

We are here to answer any questions you may have about our Home Equity Lines of Credit. Simply click below to fill out a quick form and someone will be in touch with you right away. 

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Rates and terms subject to change without notice. This is not a firm offer or notice of pre-approval. All applicants are assessed following a completed application and request for credit. All loans subject to credit approval and underwriting.​​

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© Copyright 1997-2017 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

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