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​Mortgage Application Checklist

Please be prepared to provide copies of these documents at the time of your application:

  • Pay stub: 2 pay periods per borrower
  • W-2 statements: 2 years per borrower
  • Bank statements: 2 months per borrower. Please include savings and checking accounts with all pages, account numbers and balances.
  • Investment accounts: 2 most current statements with the same information as above.
  • Driver’s license: 1 copy for each borrower
  • Social Security Card: 1 copy for each borrower
  • Residence address for the last 7 years
  • Employment: Name and address of each employer for the last 3 years
  • Self-employed: 2 years of personal and business tax returns
  • Commissioned employee: 2 years of personal and business tax returns
  • Divorced within the last 5 years: please provide the divorce decree
  • Bankruptcy: within the last 7 years, please provide the discharge papers
  • Real estate owned: address, account number, balance, rental information, homeowner’s insurance and HOA dues
  • Bonus/Commission: proof for a minimum of 2 years
  • Appraisal: Colonial National Mortgage will need a check in hand prior to ordering the appraisal

Additional Items Required for Refinance or Home Equity Loans: 

  • Survey — accurate copy needed for all loans HUD statement
  • Deed of Trust
  • Home owner’s insurance declaration page
  • Property tax bill or receipt
 

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Colonial is here to help every step of the way.

Contact your Loan Officer to buy, build or refinance.

 

Loan Officers

© Copyright 1997-2017 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

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