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 Personal Credit Cards

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​C​redit Cards

Pick a card, any card. Colonial offers cards with rewards, cards with no annual fees and cards that come with golden opportunities. Pick the one that works best for you!

Choose from Three Options

  • MasterCard® Platinum
  • MasterCard® World
  • VISA® Platinum 

Low-rate Card Features and Benefits

  • No annual fee
  • Low introductory rate for the first six months1
  • Very competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits
  • Unlinke some card offers, the APR1 for purchases and cash advances are the same - we do not charge a higher rate for cash advances
  • Other fees may be charged, and are listed on the downloadable application

World / Preferred Points Card Features and Benefits

  • Earn points that you can redeem for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • Earn one point for each dollar spent, up to 10,000 points per month
  • No annual fee​
  • Low introductory rate for first six months1
  • Very competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits
  • Unlike some card offers, the APR1 for purchases and cash advances is the same - we do not charge a higher rate for cash advances
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191
  • Other fees may be charged, these fees are listed on the downloadable application

Apply now


 

Please complete the fillable portion of the credit card application PDF and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at any Colonial Banking Center.

This application may be processed by a third party other than Colonial.

Fax or mail your completed application to our credit card processor:

By Mail:

Card Service Center

P.O. Box 569120

Dallas, TX 75356-9120

​ 

By Fax:

877-809-9162 

  

Verified by VISA

Greater security of online purchasing

Once you activate your Visa Credit Card, you'll be asked to also activate Verified by Visa, Colonial's free password protection service. It only takes a minute, but it's a great way to ensure that you're the only one who can use your card. Look for the Verified by Visa symbol whenever you shop online and enjoy added protection and security, compliments of Colonial.

 

MasterCard® SecureCode

Once you've registered and created a MasterCard® SecureCode, each time you make an online purchase, a window will pop up asking for your MasterCard® SecureCode, just like using a PIN at the ATM. When you correctly enter your MasterCard® SecureCode, your card issuer confirms that you are the authorized cardholder and your purchase is completed. No code, no confirmation, no purchase.

 

 

1 Please see application for information about current APRs and fees.

2 Concierge Services available with World MasterCard® only.

​​Make sure you're covered

 

Insurance Coverage

© Copyright 1997-2017 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

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