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​​Home Equity Loans

​Home Equity Loans


​Home equity loans offer a wide variety of amortization periods, which is the length of time allowed to pay back a loan. They also offer more choices for people with less-than-perfect credit as well as fixed rates so your rate can never go up and the interest paid may be tax deductible.*

*Consult your tax advisor

  • $20,000 - $200,000
  • Max LTV = 80%
  • 700 minimum FICO
  • No closing costs to $100,000 unless appraisal is required
  • Title policy and Title closing fees may be needed for loans above $100,000
  • 43% max DTI
  • Available for cash out or limited cash out

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© Copyright 1997-2017 Colonial Savings, F.A. All Rights Reserved. Bank and mortgage rates and terms subject to change without notice. This is not an offer to extend consumer credit as defined by Section 1026.6 of Regulation Z. Insurance products issued by Colonial Life Insurance Co. of Texas and DuBose and Associates Insurance are not insured by the Federal Deposit Insurance Corporation. Insurance products are not issued, guaranteed or underwritten by Colonial Savings, Colonial National Mortgage or the FDIC. Insurance products may involve investment risk, if appropriate, including potential loss of principal.

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